A Division of the Oliver L.E. Soden Agency
Your Insurance. Your Advocate. Right Here in Somerville.
We shop across carriers to find the right coverage at the best rate — not the rate that’s best for the insurance company. Independent advice for Somerville and all of Somerset County.
What's Changed
New Chapter.
Same Commitment to You.
The John Morgan McLachlan Agency has joined the Oliver L.E. Soden Agency — an independent, family-owned agency that’s been protecting New Jersey homes, families, and businesses since 1925.
We’re still at 75 East Main Street in Somerville, still working with the carriers you trust, and still here to make sure you’re properly covered. The only thing that’s changed is you now have a bigger team in your corner.
- Your existing policies remain active and unchanged
- Same Somerville office, same phone number
- Access to more carriers and better rates
- Backed by a Trusted Choice® independent agency
- Five NJ office locations for in-person service
100
Years Protecting
New Jersey Families
5
Office Locations
Across NJ
20+
Insurance Carriers
We Shop For You
24/7
Claims Support
When You Need Us
What We Cover
Insurance That Actually Fits Your Life
As an independent agency, we design coverage around your real risks — not a one-size-fits-all package from a single carrier.
Homeowners Insurance
Coverage customized to your home’s value, location, and the real risks you face in Somerset County — from storm damage to liability protection.
Auto Insurance
We compare rates across carriers to get you the right auto coverage. Multi-car, teen driver, classic car — we can find the right fit for your situation.
Business Insurance
General liability, workers’ comp, commercial property, professional liability, and more. Tailored to your industry and your actual risks.
Umbrella Insurance
An extra layer of liability protection beyond your home and auto policies. Especially important for families with assets to protect.
Workers' Compensation
Required for NJ businesses with employees. We help you find competitive rates and handle audits so you can focus on your business.
Renters & Condo
Protect your belongings and your liability, whether you’re renting an apartment or own a condo in Somerset County.
Why It Matters
New Chapter.
Same Commitment to You.
As an independent agency, we have the freedom to shop across carriers and recommend what’s actually best for your situation.
We Shop, You Save
We compare rates across 20+ carriers to find the best coverage at a competitive price. Captive agents can only offer one company’s products.
Unbiased Advice
We don’t have sales quotas from one carrier. Our recommendations are based on what fits your situation — your home, your family, your business.
A Person, Not a Phone Tree
When something happens, you call us directly. We handle the claim, talk to the carrier, and make sure you’re taken care of. That’s what local means.